When you run a restaurant it seems like you work harder than everyone else in the world.
When we handle your family restaurant insurance that is one part that you will not have to worry about.
Contact us for the best coverage and put your mind at ease and get to running your business. We insure in Alabama, Arkansas, Florida, Georgia, Iowa, Indiana, Kansas, Mississippi, North Carolina, Nebraska, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee and Virginia. Call us for immediate help (844)-308-5321.
Buying an Online Restaurant Insurance Policy
Now that we have discussed the basics of restaurant insurance, let’s explore the easiest way to buy an online restaurant insurance policy. Buying an online restaurant insurance policy is an easy and cost-effective way to protect your business. There are several benefits of buying an online policy, including convenience, affordability, and access to a wide range of policies.
Convenience
One of the main benefits of buying an online restaurant insurance policy is the convenience. Purchasing an online policy can save you time and effort, as you can compare quotes and purchase a policy from the comfort of your own home. In addition, you can easily review the terms and conditions of the policy and make sure it is the right one for your business.
Affordability
Another benefit of buying an online restaurant insurance policy is the affordability. Online policies are often more affordable than traditional policies, as you can compare and purchase policies from multiple providers. This allows you to find the most cost-effective policy for your business.
Access to a Wide Range of Policies
Buying an online restaurant insurance policy also gives you access to a wide range of policies. This allows you to find the right policy for your business and make sure you are adequately protected.
Some of the coverage that we offer are.
Property
•Buildings at replacement costs or actual cash values
•Automatic increase in building amount
•Contents at replacement costs or actual cash values
•Contents increase for seasonal fluctuation
•Comprehensive equipment breakdown coverage
•Coverage extension to newly acquired buildings and contents
•Fire department service charge and extinguisher recharge cost
•Debris removal and pollutant cleanup cost
•Loss of income and extra expense on an actual loss sustained basis for 12 months or other extended period
•Computer equipment including media and records
•Earthquake or earthquake sprinkler leakage
•Transportation/transit coverage
•Loss of income and extra expense from power interruption
•Loss in value of undamaged building portion, demolition or increased construction cost to meet ordinance or law requirement
•Spoilage coverage
•Back up of sewers or drains
•Accounts receivables and valuable papers coverage
Crime
•Employee dishonesty
•Forgery and alteration
•Money orders and counterfeit currency
•General and other liability
•Money and securities – inside and outside of the premises
Operations and Premise liability
•Workers compensation
•Automobile, hired and non-owned automobile liability
•Liquor liability
•Employee benefits
•Advertising injury liability
Coverage may vary by state and exact restaurant type. Consult our Commercial Insurance Agencies staff for full details.